Built for Insurance. Backed by Experience.

CalcFocus is the contract lifecycle platform for mid-market life and annuity insurers, and the TPAs that serve them. The platform covers policy administration, illustration and quoting, legacy migration, and governed data delivery and reporting. What ties those together is one shared product engine: a product’s rules are defined once and used across illustration, administration, billing, and data, instead of being configured separately in each system.

When a product’s rates or rules change inside Achieve, Forecast’s illustrations pick up that same definition automatically — there’s no separate illustration configuration to update by hand and no window where the two disagree. A change made once, such as a new rider or a rate update, carries into every new illustration and every in-force policy calculation from that point forward.

Most life and annuity vendors split individual life, annuity, and group benefits business across separate systems, since each line is usually built as its own product. CalcFocus runs all three on one platform, because product logic sits in a single shared engine rather than in per-line configurations — so a carrier or TPA supporting multiple lines isn’t maintaining multiple systems to do it.

Legacy conversions have a poor track record industry-wide, with many stalling or getting scoped down mid-project. CalcFocus’s migration tool, Migrate, has a 100% success rate to date: every conversion it has started has gone live, including off systems like Accenture ALIP, DXC Cyberlife, and DXC Vantage. Each one converts onto the same shared engine already running Achieve and Forecast, so nothing separate is left to reconcile.