Forecast
Annuity Illustration Software for Life Insurance and Group Benefits
Forecast brings clarity to the moments that matter — at the point of sale, during re-proposals, and everywhere in between — modeled to your exact rules and running on the same product engine as policy administration.
Insurance Illustration Software for Complex Products
Forecast already handles what most illustration platforms can’t:
- Indexed Universal Life with multi-index crediting, Variable Universal Life, combination life plus long-term care, and Private Placement Life Insurance and Variable Annuities
- RILA, Fixed Indexed Annuities, Guaranteed Lifetime Withdrawal Benefits, and Variable SPIA
On the group side, the same engine handles Group Term, Whole and Interest-Sensitive Whole Life, Group Universal Life, and Group Annuities.
Purpose-built for every conversation.
Get one platform that supports individual and group, life, annuity, and accident & health. Instead of separate tools stitched together.
Smarter statements, stronger retention.
Forecast turns in-force from a reactive mailer into a proactive save, catching lapses before they happen.
Built to handle every product.
From Term and Whole Life to Indexed and Variable Universal Life, annuities, and group business, Forecast supports what you actually sell.
Modern tech that moves with you.
Cloud-based, mobile-ready, and built for compliance-ready visuals your advisors can hand a client.
One Census Pass, Individual-Level Premiums, Every Life
Forecast’s group quoting returns individual-level premiums for thousands of lives in a single census pass — a capability most individual-only illustration tools simply don’t have, and central to how CalcFocus supports carriers moving into group benefits.
Runs On The Same Engine As Your Policy Admin System
Forecast, Achieve, and Curate share one product engine, so the illustration and the policy agree by definition. And Forecast’s in-force illustrations and lapse alerts work on any administration system — not only Achieve — for carriers who want CalcFocus’s illustration depth without a full core replacement.
Real Outcomes for Insurance Providers
The success of our clients is the true testament to the value CalcFocus brings to the insurance industry:
- Forecast runs live for 18 clients, with 15 in production
- Celent has given CalcFocus top rankings on both illustrations and policy administration
- Live end-to-end at Navy Mutual, on both Forecast and Achieve
See How ‘Forecast’ Can Model Even Your Most Complex Product
Talk to a team that’s built illustration software for combination products and private placement — not just term life.
Frequently Asked Questions About Annuity Illustration Software
What is illustration and quoting software?
Illustration and quoting software models how a life insurance or annuity product will perform over time, for a client review or at the point of sale. Forecast is CalcFocus’s illustration and quoting software: it runs on the same shared product engine as Achieve, CalcFocus’s policy administration system, so a product’s rules are defined once and an illustration always matches the policy it becomes.
Which illustration software supports complex products like IUL, VUL, and private placement life insurance (PPLI)?
Forecast models product types many illustration platforms can’t: Indexed Universal Life with multi-index crediting, Variable Universal Life, and Private Placement Life Insurance and Variable Annuities — all live in production today, not on a roadmap. Combination life plus long-term care products run on the same engine.
What annuity illustration software can model RILA, FIA, and GLWB products?
On the annuity side, Forecast supports Registered Index-Linked Annuities, Fixed Indexed Annuities, Guaranteed Lifetime Withdrawal Benefits, and Variable SPIA — available today for carriers entering these fast-growing annuity lines, not held back for a future release. It runs on the same product engine behind every illustration Forecast generates, so an illustrated annuity and the one later serviced start from the same definition.
How does Forecast prevent a policy from drifting toward lapse?
In-force isn’t a mailer sent once a year and filed away. Forecast checks a policy’s performance against its original assumptions and flags one drifting toward lapse — proposing a fix like a face decrease or a premium increase — and catches guideline-limit scenarios that would otherwise cause a lapse nobody saw coming.