Achieve
Life Insurance Policy Management Software for Life & Annuity Carriers
Achieve runs the full contract lifecycle for individual life, annuity, accident & health, and group benefits business. All on one shared product engine, so a product is defined once and used everywhere.
No shortcuts, no compromise.
Achieve handles the full contract lifecycle across every line you write — life, annuity, and accident & health, individual and group benefits — without a separate build for each.
Configuration without constraints.
Add plans, bring in acquired blocks, and configure complex rules and structures across new and existing business.
Integration without friction.
Cloud-native and service-oriented, Achieve connects to what you already run, whether you’re replacing a legacy core or extending what’s in place.
Speed that doesn’t sacrifice control.
Rapid testing, automation, and compliance built in mean you move fast without cutting corners.
One Insurance Policy Servicing Engine, Connected To Everything You Run
Here’s how it works: Achieve, Forecast, Curate, and Reach all run on the same shared product engine.
Your agents define a product once and illustrate in Forecast, Achieve services it, and Curate publishes it downstream. And any transaction a policyholder or producer completes in Reach posts straight to Achieve, with nothing to sync. You get one connected engine and streamlined workflows across your most important functions.
Real Outcomes for Insurance Providers
The success of our clients is the true testament to the value CalcFocus brings to the insurance industry:
- ~50% reduction in new-business workload (Navy Mutual)
- ~15 days, application to activation (Navy Mutual)
- Unum consolidated four books of business onto Achieve and sunset two legacy claims systems
- Amplify expanded from Forecast to Achieve to launch a new Indexed Universal Life product
- Celent has given CalcFocus top rankings on both policy administration and illustrations
- 100% migration success rate to date
See how Achieve work with your own products
Talk to a team that’s spent decades inside life and annuity policy administration.
Frequently Asked Questions about Life Insurance Policy Management Software
What is a policy administration system for life insurance carriers?
A policy administration system (PAS) is the system of record that manages a policy’s full lifecycle — new business, servicing, billing, and claims. Achieve is CalcFocus’s PAS for life and annuity carriers, built on one shared product engine: a product’s rules are defined once and used consistently across every function that touches the policy.
How does Achieve keep policy, billing, commissions, and claims in sync as things change?
On Achieve, policy, billing, commissions, and claims all run against the same record instead of separate modules that sync on a schedule. A billing adjustment or a claim payment shows up everywhere immediately, because there’s one system of record behind all four — not four systems passing updates back and forth.
Which policy administration systems support individual life, annuity, and group benefits business on one platform?
Most policy administration systems are built for a single line of business, so carriers writing individual life, annuity, accident & health, and group benefits often end up running separate systems for each. Achieve runs all of them on one platform, since product logic lives in a shared engine rather than being duplicated per line — including group benefits, which most PAS vendors don’t support natively.
Does Achieve work with illustration software, or will the numbers disagree later?
Buyers evaluating Achieve often ask whether illustrations will match the in-force policy later — a common failure point when administration and illustration are separate systems. Achieve runs on the same product engine as CalcFocus’s illustration software, Forecast, so a policy administered in Achieve and an illustration generated in Forecast are always built from the same product definition.